Financial

PPF Calculator

Public Provident Fund returns. Fast, accurate, and completely free.

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Maximum legal PPF limit is ₹1,50,000 per year

Results
Maturity Amount (at 7.1%)
₹40,68,209
Guaranteed Tax-Free Maturity

Wealth Accumulation

Total Deposited
₹22,50,000
Interest Earned
₹18,18,209

Mathematical Formula

F = P \times \frac{(1 + r)^t - 1}{r} \times (1 + r)

Calculates compound interest compounded annually, assuming deposits are made on or before the 5th of April each fiscal year.

How to Use this Calculator

  1. Enter your planned Yearly Investment amount (min ₹500, max ₹1,50,000).

  2. Select the tenure (PPF has a mandatory 15-year lock-in, extendable in blocks of 5 years).

  3. View your guaranteed maturity amount, accumulated interest, and invested capital.

What is Public Provident Fund (PPF)?

The Public Provident Fund (PPF) is a popular long-term savings-cum-investment scheme introduced by the National Savings Institute of the Ministry of Finance in 1968. Backed by the Government of India, it offers highly attractive, guaranteed interest rates, and enjoys the coveted EEE (Exempt-Exempt-Exempt) tax status.

Frequently Asked Questions (FAQ)

What is EEE tax status?

EEE status means: 1. Your investment is deductible under 80C. 2. The interest earned is tax-exempt. 3. The maturity amount is entirely tax-free.

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